Matching
Match payments with receipts and invoices, automatically
Every morning Zettl downloads the payments from your Fio banka account and looks for each one's receipt or invoice by amount, date and vendor. Matched payments show green; the ones without a document stay visibly open.
How it works
Payments arrive from Fio
Through the Fio API Zettl downloads new account movements every day. Older periods come in as a GPC/ABO statement.
Documents arrive by e-mail
Forward receipts and invoices to your company's Zettl address or upload them. AI reads the vendor, date and amount.
Exact rules first
When amount and currency agree to the cent and only one document fits, Zettl matches at once. The same goes for a payment covered exactly by the sum of several documents.
Then AI for the rest
AI compares the remaining payments with documents by vendor, date, amount and payment description. For payments in the same currency, a match is saved only if the amount agrees within 5% and the date within 7 days.
You review
Every match carries a confidence score. Undo a wrong one with one click and Zettl never suggests that pair again.
The rest by hand
Drag a document onto a payment, or pick several documents for one payment. Zettl shows whether the sum adds up.
Good to know
- Matching runs every morning after the payments are downloaded, and on a button for the selected month. It does not start the moment a document is uploaded.
- Zettl saves matches straight away, with no confirmation step. That is why each has a score and can be undone with one click.
- Zettl also matches incoming payments with issued invoices, by variable symbol and amount.
- It works only with payments from Fio banka (API or GPC/ABO statement).
Frequently asked questions
Short answers on this topic.
How does Zettl decide which document belongs to a payment?
Exact rules first: the same amount and currency, or the exact sum of several documents from around the same days. AI judges the rest by vendor, date, amount, variable symbol and payment description. In the same currency an AI match is saved only if the amount agrees within 5% and the date within 7 days; a match across currencies needs a high confidence score.
What if Zettl matches the wrong document?
Undo the match with one click. Zettl remembers the rejected pair and never proposes it automatically again. Then assign the right document by hand.
When does matching run?
Every morning after the Fio download, for payments from the last 60 days. You can also start it any time with a button for the selected month.
How do I see which payments still lack a document?
The month view lists unmatched payments separately, so you know what is still missing before you send everything to your accountant.
Read next
- Receipts and invoices by e-mailEvery company in Zettl gets its own @zettl.cz address. Forward an e-mail with a receipt or invoice and AI reads the vendor, date and amount.
- One payment, several invoicesA web-shop or marketplace order with invoices from several sellers and one card payment? Zettl matches the sum of the invoices with the payment automatically.
- Monthly files for your accountantZettl shows which payments still lack a document and downloads the month's receipts as one PDF with a summary. The Fio statement as PDF, payments as CSV.